Some householders mistakenly assume that their roof is okay after a hail storm as a result of they don’t have any roof leaks. That’s not true: you may nonetheless file an insurance coverage declare on a broken roof with no leak. Don’t look ahead to a leak to seem earlier than you file an insurance coverage declare. Most roof hail injury insurance coverage claims don’t contain leaking roofs.
When you do have a roof leak, do what you may to mitigate the loss. Place a tarp over the leaking space to forestall additional water injury for instance.
We’ve seen too many householders make the identical mistake: a hailstorm rolls by the realm. The house owner takes a fast look on the roof and siding, then determines there’s no injury. The house owner by no means contacts a public adjuster or will get up on the roof to examine the injury. Then, just a few months later, the house owner notices a leak. Delaying a possible insurance coverage declare solely makes it tougher to settle and offers the insurance coverage service a excuse to disclaim it primarily based on late reporting.
When you uncover roof injury from hail, then chances are you’ll wish to begin by contacting a professional roofing firm or a public adjuster for assist with an inspection. One factor to bear in mind is that in most states they require public insurance coverage adjusters to be licensed, it’s unlawful for a roofing firm or contractor to truly negotiate insurance coverage coverage associated points.
If you’re at the moment coping with a declare for hail injury roof repairs, a licensed {and professional} public insurance coverage adjuster can present nice perception about your declare and supply professional help for your entire insurance coverage declare and restore course of.
