Few cities entice Hong Kong emigrants fairly like Taiwan. On this collection of INO articles that includes 4 hottest emigration locations for Hong Kongers (i.e. the UK, Canada, Australia, and Taiwan), we’ll get to the nuts and bolts of methods to alternate your driving license, get one, purchase automotive insurance coverage, in addition to switch your current No Claims Low cost/No Claims Bonus (NCD/NCB).
Exchanging your driving license
Except for the intensive railway methods in Taipei and Kaohsiung, different districts have much less handy public transportation methods in comparison with Hong Kong. To compensate, locals go for scooters to get round. That is why a driver’s license is a should in Taiwan.
These days, Hong Kong and Macau residents holding a Taiwan visa of 6 months or extra can apply to alternate for a Taiwanese driving license. Particulars are as comply with:
Required paperwork:
- 6-month or longer Taiwan visa
- Authentic copy of your Hong Kong driver’s license
- Certificates of Authentication on your Hong Kong driving license (word: to use for it, you should first pay a go to to the Taipei Financial and Cultural Workplace. Hand in your software kind for authentication, a photocopy of your driver’s license – each the entrance and the again on the identical A4-sized paper, and your authentic driver’s license)
- Hong Kong passport: the unique copy and a photocopy
- 2 passport-size photographs
- A accomplished driver’s license software kind
- Proof that you’ve got accomplished a medical analysis, issued by a acknowledged hospital or clinic. Medical analysis ought to embrace gadgets like your top, weight, imaginative and prescient examination, and exams on your visual field and color-blindness, which prices round NTD $250.
Course of for exchanging your driving license:
- Go to any Motor Automobile Driver Data Service (MVDIS) places of work (the equal of the Transport Division in Hong Kong) to kickstart your software course of.
- Acquire a ticket at a MVDIS workplace. Then, hand in your kind and required paperwork on the entrance desk.
- Pay NTD $200 to right away obtain your Taiwanese driver’s license.
Exchanging your Hong Kong license for a Taiwanese one is a simple course of. Nonetheless, roads are usually crowded with each autos and pedestrians in Taiwan. Furthermore, left-hand visitors is the norm right here. Hongkongers new to the place might not be used to retaining left. Thus, after exchanging your license, we suggest taking driving classes at a driving college or with a driving teacher to familiarize your self with the brand new street state of affairs.
Getting your driving license in Taiwan
In the event you do not have already got a Hong Kong license, contemplate getting one in Taiwan. Not solely is the method for buying a license cheaper, however the move fee can be increased.
Typically talking, it is the norm to attend driving college in Taiwan. It’s because the driving examination is split right into a principle take a look at on the pc, a college take a look at, and a street take a look at. Driving lessons familiarize their college students with the street indicators and mnemonics for correct driving behaviors, reverse parking (to be accomplished in a single take), and parallel parking. These embrace a complete of 26 to 30 hours of classes, priced at round HKD $3,000 to HKD $4,000. Observe that when you’re taking them exterior of main cities, resembling in Taiwan, costs may be as little as HKD $2,000.
Required paperwork for the driving take a look at:
Shopping for automotive insurance coverage in Taiwan
Securing fundamental automotive insurance coverage is necessary in Taiwan. It primarily compensates for any accidents to your passenger(s) and third-party accidents or demise. Needless to say it doesn’t cowl loss or harm to your property. With out obligatory automotive insurance coverage, you may be fined roughly NTD $3,000 to NTD $15,000.
Third-party legal responsibility insurance coverage and extra legal responsibility insurance coverage cowl the prices insurance coverage corporations ought to pay when a automotive accident causes damage to others or damages to the car(s) concerned. The fundamental compensation for third-party legal responsibility insurance coverage is NTD $3 million for bodily damage and NTD $500,000 for property harm. Sadly, this protection might not be sufficient. Subsequently, we suggest an add-on extra legal responsibility insurance coverage to extend the protection to NTD $10 million. If you wish to defend your individual car, you should buy car harm insurance coverage.
There are a number of methods to decrease the price of your insurance coverage premiums in Taiwan. You may apply for insurance coverage on-line -usually with a ten% low cost, register your automotive underneath the title of a lady aged 30 to 60, or use your NCD/NCB.
Transferring your NCD/NCB to Taiwan
First off, ship a request to your insurance coverage firm in Hong Kong to subject a No Accident Letter, stating for the way lengthy you’ve got not had an accident and declare for compensation. Relying on the insurer, they might cost a charge of HKD $500. While you arrive in Taiwan, you possibly can current the certificates to the native insurance coverage firm. After all, whether or not your insurer in Taiwan is prepared to simply accept this certificates, or whether or not it’ll deduct a certain quantity of NCD, all depends upon the corporate’s method.
Contact INO on your insurance coverage options
Are you interested by emigration-related insurance coverage (medical insurance, private accident insurance coverage, life insurance coverage) moreover automotive insurance coverage? Try our earlier article: “Is my insurance coverage nonetheless legitimate after migrating to a different nation?”.
INO is a automotive insurance coverage brokerage with greater than 20 years of expertise within the trade. Along with automotive insurance coverage (third get together and complete), we additionally provide dwelling insurance coverage, bike insurance coverage, Voluntary Medical health insurance Scheme (VHIS), Hong Kong-Zhuhai-Macao Bridge (HZMB) insurance coverage, and extra. Get a free quote now with our on-line citation instrument! For neutral recommendation and a free plan comparability, contact our workforce of knowledgeable insurance coverage advisors now.
