As Hong Kongers turn into more and more health-conscious, a terrific many individuals will go for an annual well being checkup. The first motive is to know their well being situation, in addition to to stop illnesses. Nonetheless, relying on the physique half you might be screening, there could possibly be an enormous distinction in worth and choices. At this time at INO, our insurance coverage specialists will clarify the significance of physique checkups, and what you may count on to pay at personal hospitals and clinics in Hong Kong.
Why is it essential to get a physique checkup?
Common medical examinations can uncover any underlying situations or early signs you could have. This drastically lowers your threat of getting a severe sickness. For example, sufferers with hypertension and excessive levels of cholesterol are at a considerably larger threat of getting coronary heart illnesses. Should you certified as a high-risk affected person, common well being checkups are a should. Regardless of your lack of management over some elements, reminiscent of your loved ones well being historical past or your age, sustaining a balanced weight-reduction plan and exercising day by day completely helps in decreasing your threat of illness.
Modifiable elements:
- Weight
- Bodily exercise ranges
- Sleep high quality and stress administration
- Weight-reduction plan and alcohol consumption
Non-modifiable elements:
- Age
- Gender
- Ethnicity
- Household historical past
What does a well being checkup embrace?
Relying on the chance elements talked about, you may want various kinds of well being screening. In Hong Kong, a part of the well being screening packages consists of the next:
From 18 years outdated:
- Pores and skin most cancers (each genders)
- Weight problems (each genders)
- Heart problems (each genders)
- Imaginative and prescient examine (each genders)
- Cervical most cancers (ladies)
- Ovarian most cancers (ladies)
From 40 years outdated:
- Nasopharyngeal most cancers (each genders)
- Sort 2 diabetes (each genders)
- Elevated checks for heart problems (each genders)
- Uterine most cancers (ladies)
- Breast most cancers (ladies)
From 50 years outdated:
- Colorectal cancers (each genders)
- Lung most cancers (each genders)
From 65 years outdated:
- Belly aortic aneurysm (males)
- Visible and listening to impairment (each genders)
- Osteoporosis (ladies)
Value of well being checkups in Hong Kong’s personal clinics and hospitals (Final up to date in October 2020)
Personal clinics:
- OT&P gives 4 completely different well being packages.
- Normal: HKD $5,900
- Complete: HKD $9,900
- Extremely: HKD $14,900
- Extremely Observe Up: HKD $12,900
- High quality HealthCare encompasses a spectrum of checkups from cardiovascular well being, sexual well being, most cancers screening, eye examination, and plenty of extra.
- Raffles Medical has checkup packages starting from most cancers screening and premarital evaluation to sexual well being and extra. These are priced at HKD $2,180 to HKD $12,000.
Personal hospitals:
1. Hong Kong Sanatorium & Hospital
Hong Kong Sanatorium & Hospital gives numerous well being screening packages, together with each males and women-specific evaluation schemes.
- Well being evaluation schemes A: HKD $12,600
- Well being evaluation schemes B: HKD $8,100
- Girls well being checkup packages: HKD $3,010 to HKD $4,920
2. St. Teresa’s Hospital
- Girls well being checkup packages: HKD $1,650 to HKD $8,200
- Males well being checkup packages: HKD $1,650 to HKD $6,800
3. Hong Kong Baptist Hospital
Hong Kong Baptist Hospital supplies customary or particular well being checkup packages for each women and men. Additionally they provide most cancers, premarital, and pre-pregnancy well being checks.
- Girls well being checkup packages: HKD $2,580 to HKD $10,700
- Males well being checkup packages: HKD $2,300 to HKD $9,050
- Normal plans: HKD $2,300
4. Union Hospital
Union Hospital supplies well being screening packages for each women and men, in tiers like Primary, Normal, Elite, Govt, and Supreme. It additionally gives assessments for drivers and home helpers.
- Girls well being checkup packages: HKD $890 to HKD $9,450
- Males well being checkup packages: HKD $890 to HKD $9,000
5. Hong Kong Adventist Hospital – Stubbs Highway
Hong Kong Adventist Hospital has packages like Superior, Royal, Elite, and Final. Anticipate finding checkups for 18-month-old infants, kids, pre-employment, pre-marital, and so forth.
- Girls well being checkup packages: HKD $4,200 to HKD $17,460
- Males well being checkup packages: HKD $3,900 to HKD $16,360
Well being checkups and medical health insurance
Well being checkups in Hong Kong are actually not low-cost. Nonetheless, when you safe the correct medical health insurance plan, you may keep away from out-of-pocket funds. Search for complete medical health insurance that gives outpatient advantages. Often, it ought to partially or totally cowl the price of your well being checkup charges.
Extra sensible insurance coverage suggestions
Apart from the VHIS, INO additionally supplies automotive insurance coverage (third-party and complete), motorbike insurance coverage, home helper insurance coverage, and plenty of extra. Get a free quote right this moment with our on-line citation system! Want to chat with us for extra personalised recommendation? Contact our group of professional insurance coverage advisors. With greater than 20 years of expertise within the trade, they’re very happy to seek out the right plan to steadiness your wants and your finances.
