Do you know: “metallic wrapped in pores and skin” is a nickname Hong Kongers give to all bikes? The reason is that in a automobile crash, motorcyclists and their passengers usually tend to get injured. Is there fact to this nickname? If that’s the case, how can we keep away from site visitors accidents? Furthermore, what can we do as soon as an accident occurs? As we speak at INO, we’ll unravel simply how harmful it’s to drive bikes in Hong Kong.
Site visitors accidents involving bikes are few in quantity
Wanting on the Transport Division (TD)’s statistics, you possibly can see that bikes are concerned in only a few accidents. In 2019, there have been 2,678 circumstances of street accidents involving bikes, in comparison with a complete of 9,310 for personal vehicles. With that mentioned, there have at all times been fewer motorbikes on the street (58,937 registered licenses) than personal vehicles (573,932). So, we have to bear in mind the variety of licensed automobiles on the street.
Typically talking, the accident charge is larger in bikes than in personal vehicles. Per 1,000 licensed bikes, the accident charge is 47.1% versus 16.3% for licensed vehicles. As for per million kilometers traveled, the accident charge for motorbikes is 6.82% whereas it’s just one.46% for personal vehicles.
TD revealed a report on the variety of accidents and deaths in drivers, sorted by circumstances of damage and automobile varieties. In 2019, there have been 2,461 accidents and fatalities involving motorbikes. Motorcyclists had been injured or died in a whopping 91.9% of those circumstances. As for personal vehicles, the numbers had been 3,157 circumstances of dying and amongst these, 33.91% had been injured or diseased.
|
Bike
|
Personal vehicles
|
|
|
Variety of licensed automobiles
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58,937
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573,932
|
|
Circumstances of site visitors accidents
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2,678
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9,310
|
|
Circumstances of accidents or fatalitiess
|
2,461
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3,157
|
|
Driver damage and fatality charge
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91.9%
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33.91%
|
|
Accident charge per 1,000 licensed automobiles
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47.1%
|
16.3%
|
|
Accident charge per million kilometers
|
6.82%
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1.46%
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What sort of accidents are bikes vulnerable to?
Amid 2,678 circumstances of street accidents, 97 of which crashed into pedestrians, 1,406 slammed into different automobiles, 114 collided with objects, and 1,061 circumstances didn’t contain crashing into any automobiles.
Based mostly on the information report, the commonest motorbike accidents are stopping earlier than the give-way marking or site visitors lights and being crashed into. The second commonest is being collided into by a automobile whereas it was switching lanes. As for site visitors accidents with no collisions concerned, the vast majority of them happen as a result of drivers lack expertise, the street was slippery from the rain, or attributable to turning or braking with no agency grip on the bottom.
Decrease the danger of motorbike accidents
To scale back your likelihood of street accidents, try these security suggestions for using a motorbike in Hong Kong. Regardless of your greatest needs, if one befalls you, keep in mind to remain calm! Right here’s our easy-to-follow infographic on what to do within the occasion of a automobile accident.
Bike insurance coverage is a should
Driving a motorbike carries the next likelihood of accidents. For this reason you want the precise motorbike insurance coverage. Within the occasion of a site visitors mishap, motorbike insurance coverage can shield your funds so you possibly can deal with therapeutic. As an example, you received’t have to fret about medical charges or compensatory damages.
Contact INO to your insurance coverage answer
In addition to motorbike insurance coverage, we additionally present dwelling insurance coverage, automobile insurance coverage (third-party and complete), VHIS, and extra. Get a free quote now with our useful on-line citation system. Received any insurance-related questions? With over 20 years of expertise within the insurance coverage trade, our staff of skilled insurance coverage advisors is very happy to give you neutral recommendation. Contact us right now so we will help you discover your excellent insurance coverage answer!
